We Use the Law to Your Advantage
Chapter 7 and Chapter 13 Bankruptcy, Mortgage Modifications, Estate Planning
People saddled with enormous debt have to deal with a variety of problems. Some of the most difficult ones come in the form of threats, including harassment from lenders involving foreclosure on your home, garnishment of your wages, lawsuits, repossession of your car and more.
Filing for Chapter 7 or Chapter 13 bankruptcy can provide you with relief from the threats and pressure of overwhelming debt. An effective Muncie, Indiana bankruptcy lawyer guides you through the process, helping you use bankruptcy laws to protect yourself and your family.
Call us at 765-273-4670 or toll-free at 888-770-1035. You can also contact us online.
A Name You Can Trust
At the Law Office of Jill M. Heiliger we help clients successfully deal with the following:
- Chapter 7 bankruptcy: known as a liquidation bankruptcy, Chapter 7 bankruptcy wipes out all of your eligible debt, including credit card debt, medical debt and more. See our Bankruptcy FAQ page for more information.
- Chapter 13 bankruptcy: this form of bankruptcy can be used to stop foreclosure on your home and help you to keep possessions such as a car, Harley and other important items. Chapter 13 enables you to reorganize your debt and pay an affordable monthly sum for three to five years. At the end of that time, your remaining debt is discharged.
- Mortgage modification and foreclosures: we provide counsel on refinancing, interest rate adjustment, loan modification, short sales and deeds in lieu of foreclosure, so you can make informed decisions on how to save your home or get out from under a mortgage you can't afford.
- Estate planning: we provide affordable wills, living wills, trusts, powers of attorney, health care directives and more.
We Understand Your Concerns
How much is this going to cost? What should I expect in bankruptcy? Is it true that I will lose my house and car? Will they garnish my wages? How do I keep my motorcycle? Am I going to lose all of my furniture? Those are some of the questions our clients have for us when they come into our office. The best way to get answers that apply directly to your unique circumstances is to talk to our bankruptcy attorney. Call for a free bankruptcy consultation.
Call us at 765-273-4670 or toll-free at 888-770-1035. You can also contact us online.